PRODUCT Innovation for Payroll

[The genuine Kal-El]

what can be a product innovation for payroll??? I'm working on a project and here's how it goes: banks service companies in providing salaries to their employees by transferring money from the company's account to the individual employee accounts. would anyone have any wild idea on what can be done for this payroll service? or any new out of the box idea at all related to payroll??? creative thoughts anyone?

hehe, just trying my luck..